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How 99 xo Handles Your Personal Information

This Privacy Policy sets out exactly what data 99 xo collects when you open an account, make a deposit via bKash, Nagad or Rocket, and use our platform — and how we keep that data secure.

Account data handled with carebKash, Nagad, Rocket payment data protectedNo third-party sale of your detailsYour right to request data changesBangladesh-region access subject to local law
99 xo How 99 xo Handles Your Personal Information
PRIVACY CONTACT PATHS

How to Reach Us About Your Data

If you want to request a copy of the data we hold, ask us to correct something or raise a concern about how your information has been handled, our support team is the right first stop. We keep response times as short as we can — data-related requests are treated with the same priority as account or payment queries. Reach us through any of the channels below.

Live Chat Open the chat icon on any page and select 'Account and Privacy' from the topic menu. A support agent will pick up your request and confirm receipt.
Email Support Send your data request or privacy concern to our support email address listed in your account dashboard. Include your registered bKash or Nagad number to help us locate your record quickly.
Account Settings Log in, go to Account Settings, and select the Privacy section to submit a formal data-access or correction request directly through your account portal.
DATA HANDLING PRACTICES

How We Protect and Manage Your Information

We treat your account data the same way you expect your bKash or Nagad app to treat your wallet details — locked down, visible only where it needs to be, and never passed around without a clear reason. The four practices below describe how we operate day to day.

Encryption in Transit and at Rest

All data moving between your device and our servers is encrypted via SSL. Stored account records, including linked wallet IDs for bKash, Nagad and Rocket, are held in encrypted form.

Cookie Use and Your Choices

We use session cookies to keep you logged in and analytics cookies to understand how pages are used. You can adjust cookie preferences from the cookie banner on your first visit or via browser settings at any time.

Account Security and OTP Verification

Sensitive account changes — including updating your registered mobile number or linked wallet — require a one-time passcode sent to your verified number before any change takes effect.

Data Retention and Deletion

We hold your account data while the account is active. After closure, records are retained only as long as required by applicable law or for dispute resolution. You may request deletion of non-mandatory data via the support channels above.

Common Questions About Your Privacy at 99 xo

These are the questions we hear most often about how personal and payment data is handled on 99 xo. If your question is not covered here, live chat is the fastest route to a specific answer.

We collect your name, date of birth, contact details and the mobile wallet identifier you use — bKash, Nagad or Rocket. We also record device and session data for security purposes.

Your wallet number is shared only with the payment processor needed to clear your transaction. It is never sold or passed to advertisers or unrelated third parties.

Log in, go to Account Settings and open the Privacy section to submit a data-access request. Alternatively, contact us via live chat or support email with your registered number.

Yes. Submit a correction or deletion request through Account Settings or via support. We process non-mandatory data deletion requests in line with our retention policy and applicable local law.

We retain records for as long as required by applicable law or for dispute resolution after closure. Data no longer needed is deleted or anonymised in line with our retention schedule.

We use session and analytics cookies. You can manage your preferences via the cookie banner on first visit or through your browser settings. Disabling analytics cookies does not affect your account access.
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Privacy Policy

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.